Sometimes life can really surprise, and your work injury can result in a permanent impairment.
This could be physical or psychological, it could be loss of mobility of an area of your body, it could be you are no longer able to hold down a job due to continual bullying and harassment resulting in your fragile mental health.
Interestingly, 20 years ago I saw many work injuries resultant of manual labour, today it is often the unspoken injury – mental health.
Here are some frightening facts:-
- One in five Australian employees report that they have taken time off work due to feeling mentally unwell in the past 12 months.
- According to an ABS study, 45% of Australians between the ages of 16-85 will experience a mental health condition in their lifetime.
- 91% believe mental health in the workplace is important (88% believe physical safety is important). Despite this, only 52% of employees believe their workplace is mentally healthy compared to 76% for physical safety. •
- Only 56% of employees believe their most senior leader values mental health.
- It is estimated that untreated mental health conditions cost Australian workplaces approximately $10.9 billion per year. This comprises $4.7 billion in absenteeism, $6.1 billion in presenteeism1 and $146 million in compensation claims.
The good news is, the Workers Compensation Act allows for an injured worker to claim a lump sum amount of compensation for serious impairment (mental or physical). This lump sum amount is in addition to payment of weekly compensation and medical expenses.
A threshold of at least 11% whole person impairment must be reached to obtain the lump sum compensation for physical injury and 15% whole person impairment for psychological injury.
Who decides your level of % whole person impairment?
Frighteningly it is the defendant medical specialist who assess you to confirm where you sit in evaluation against agreed guidelines. In determining this whole person impairment, the medical assessors must use the NSW Workers Compensation Guidelines for the evaluation of permanent impairment. Like many insurers, they want to pay least, you need to secure all you can if you are restricted from working ever again. My wife Suzi Bryden and I, together with our team will help you with this.
HOW DO YOU MAKE A CLAIM FOR WHOLE PERSON IMPAIRMENT?
You need to consult an expert in Personal Injury Law to make a claim for whole person impairment compensation.
This is where you need us. I have been doing this for some 30 years and I am not too shabby at it just quietly!
Your first appointment is FREE OF CHARGE and we can even secure WIRO funding on your behalf, so you don’t pay any legal costs.
HOW MUCH LUMP SUM COMPENSATION IS PAYABLE?
The amount of lump sum compensation payable for claims made on or after 19 June 2012 is set out in the table below:-
For injuries sustained after 5 August 2015, the amount payable for lump sum compensation has increased as per the table below: –
Ready to make that phone call to Suzi Bryden and get yourself on the road to recovery?
My family is here to look after your family.
Take the first step to helping yourself ….
(Should you be suffering from mental health and not ready to speak with us, we really encourage you to reach out and speak to a family member, friend or specialists such as www.beyondblue.org.au. If you know someone suffering, reach out, life’s too short).